What insurance does warby parker take

Warby Parker, known for its stylish and affordable eyewear, has revolutionized the optical industry with its direct-to-consumer model. Since its founding in 2010, the company has become a popular choice for those seeking high-quality glasses and sunglasses without the hefty price tag.

One of the common questions potential customers have is about insurance—specifically, what types of insurance Warby Parker accepts and how to utilize them. This article will provide a comprehensive overview of the insurance options available when shopping at Warby Parker.

Understanding Warby Parker’s Insurance Acceptance

Warby Parker aims to make the process of purchasing eyewear as straightforward as possible, including when it comes to using insurance. While Warby Parker doesn’t directly bill insurance companies, they do accept a variety of vision insurance plans for reimbursement. Here’s a breakdown of how this works and the steps involved:

Types of Insurance Warby Parker Accepts

Warby Parker works with several major vision insurance providers for out-of-network reimbursement. This means that while you can’t directly use your insurance at the point of purchase, you can submit a claim to your insurance company afterward. The main vision insurance providers Warby Parker works with include:

  1. VSP (Vision Service Plan)
  2. EyeMed
  3. UnitedHealthcare Vision
  4. Spectera
  5. Aetna Vision Preferred
  6. Cigna Vision

How to Use Your Vision Insurance with Warby Parker

To use your vision insurance at Warby Parker, follow these steps:

Check Your Benefits:

Before making a purchase, contact your insurance provider to understand your out-of-network benefits. Ask about the reimbursement rates for eyewear and ensure you know the necessary documentation required for filing a claim.

Make Your Purchase:

Shop for your glasses or sunglasses online or at a Warby Parker retail location. Pay for your order out-of-pocket.

Obtain an Itemized Receipt:

After completing your purchase, request an itemized receipt. Warby Parker provides detailed receipts that include all the necessary information your insurance company will need, such as the purchase price, product details, and the date of purchase.

Submit a Claim:

Fill out the claim form provided by your insurance company. Attach the itemized receipt from Warby Parker and any other required documentation. Submit the claim to your insurance provider for reimbursement. Some insurers allow you to submit claims online, while others may require mail-in submissions.

Receive Reimbursement:

Once your claim is processed, you will receive reimbursement based on your insurance plan’s out-of-network coverage rates.

Warby Parker’s Prescription Check App

Warby Parker also offers a Prescription Check app, which allows eligible users to renew their eyeglass prescription from home. While this service is convenient, it’s important to note that it may not be covered by insurance. However, it can be a cost-effective alternative to visiting an eye doctor, especially for those who have a simple prescription.

Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs)

In addition to traditional vision insurance, Warby Parker accepts payment through Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs). These accounts allow you to use pre-tax dollars to pay for eligible medical expenses, including eyewear.

Using FSAs and HSAs Online:

When shopping online, you can use your FSA or HSA debit card to pay for your purchase. Simply enter the card information at checkout, just like you would with a regular credit or debit card.

Using FSAs and HSAs In-Store:

If you prefer to shop at a physical Warby Parker location, you can also use your FSA or HSA card in-store. The process is the same as using any other debit or credit card.

Eligible Expenses:

Typically, prescription glasses, prescription sunglasses, and eye exams are eligible expenses under both FSA and HSA guidelines. Non-prescription eyewear and accessories may not be covered, so it’s important to check with your FSA or HSA provider if you’re unsure.

Warby Parker’s Commitment to Transparency

Warby Parker prides itself on transparency and customer service. The company’s website provides extensive information on how to use vision insurance and FSAs/HSAs, including step-by-step guides and frequently asked questions. Additionally, Warby Parker’s customer service team is available to assist with any insurance-related inquiries.

Additional Tips for Using Insurance with Warby Parker

Keep Copies of All Documentation:

When submitting claims for reimbursement, keep copies of all receipts, claim forms, and correspondence with your insurance provider. This will help if there are any issues or delays with your reimbursement.

Follow Up with Your Insurance Provider:

After submitting a claim, follow up with your insurance provider to confirm that your documentation was received and to check on the status of your reimbursement.

Understand Your Coverage Limits:

Insurance plans have different coverage limits and reimbursement rates. Be sure to understand your plan’s specifics to avoid unexpected costs.


Warby Parker offers a user-friendly approach to purchasing eyewear, and while they don’t directly accept insurance at the point of sale, they make it easy for customers to seek reimbursement from their vision insurance providers. By understanding your out-of-network benefits, using FSAs/HSAs, and following the proper steps for submitting claims, you can effectively utilize your insurance to save on stylish, high-quality eyewear from Warby Parker. The company’s commitment to transparency and customer support further ensures a smooth and efficient process, allowing you to enjoy your new glasses or sunglasses with peace of mind.

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